PLAN BENEFITS

If you avail of this plan, you or your beneficiaries will be entitled to:

1. A full cremation service from our select mortuary for a chapel viewing of three (3) days or for viewing outside of our select mortuary, at your or your beneficiary's expense, for three (3) days. The cremation service may only be availed 30 days after the date of effectivity of the plan.
2. The service includes provision for an exquisite marble urn.
3. The following insurance coverages if you are in good health and you are between the insurable ages of 18 to 60 years (not beyond your 60th birthday) at the time of purchase of your plan:
   • Cash Assistance – your beneficiaries shall receive an amount equivalent to the Gross Contract Price if you die within 10 years from the date of effectivity of the plan and you have not reached the age of 65 upon death.
   • Payment of Unpaid Balance – the unpaid balance of your plan will be considered fully paid if you die while paying for this plan and you have not reached the age of 65 upon death.
   • Waiver of Installment – you will be exempted from paying the balance of your plan if you suffer from an uninterrupted disability of at least six (6) months during the paying period and you have not reached the age of 60 at the start of your disability.
4. Accidental Death and Dismemberment coverage if you are in good health and you are between the insurable ages of 18 to 55 years (not beyond your 55th birthday) at the time of purchase of your plan. You or your beneficiaries shall be entitled to cash, based on a schedule, if you die or become dismembered due to an accident during the paying period and you have not reached the age of 60 upon death/accident.
5. Cash according to a schedule that you will be provided for upon purchase if the memorial service is not performed or one of your heirs, successors or assigns will be entitled to a memorial service only if they opt to retain the plan.
6. Cash if you surrender your plan, while in-force. You will no longer be entitled to any benefit upon surrender of your plan.

PLAN FEATURES

The following features are available for this plan:

• Transferability - You may transfer your plan to another living person.
• Assignability - You may assign the plan to any deceased person, however, any insurance coverage provided to the transferor shall automatically terminate, provided that the balance, if any, is paid before the service is rendered.
• Free Look Period - You may cancel the plan within 15 days from the date of effectivity of the plan and you will receive a refund of your payment in full.